Insurance Questions Every Realtor Should Ask Before Writing the Offer
Insurance can impact affordability, financing, carrier eligibility, and ultimately whether a transaction reaches the closing table. The best time to identify potential concerns is before your client goes under contract.
Request a Property ReviewCall Coastal Early.
A quick property review can help uncover potential insurance concerns before they become closing delays.
Why Realtors call us before the offer is written
A conversation early in the process can help identify:
- Roof age concerns
- Four-point inspection requirements
- Flood insurance considerations
- Prior claims history
- Carrier eligibility restrictions
- Coverage options that may impact affordability
The earlier we review the property, the more options your client may have.
Investment Properties & Short-Term Rentals
Buying a property for short-term rental use? These properties need coverage written for rental use, and the requirements differ from a standard homeowners policy. Reviewing them early keeps insurance from becoming a closing issue.
- We write coverage for investment properties used as short-term rentals
- We work directly with the lender and title company to provide the evidence of insurance required for closing
- We coordinate with title so the premium can be paid at closing
Our Process
- Send Us the Property AddressShare the address before the offer is written.
- We Review the PropertyWe'll identify potential insurance considerations and discuss available options.
- We Coordinate with Your Lender and Title CompanyWe provide the evidence of insurance required for closing and work with title on payment at closing.
- Your Client Moves Forward with ConfidenceFewer surprises. Fewer delays. A smoother path to closing.
A Better Closing Starts Earlier
Insurance should not be the last thing discussed during a transaction. It should be one of the first.
Request a Property Review