Boat insurance policies include liability for injuries or damages you may cause if you hit another boat, dock, or something else, as well as collision and comprehensive coverages designed to provide protection for damages to your boat.
- While boat insurance is not required, it may help prevent you from paying out of pocket for expenses such as potential medical bills and repairs for another person’s property.
- If you store your boat at a marina or other facility they may require proof of insurance.
The Emerald Coast sits in an active wind corridor and has many flood-designated properties. Most national carriers don't write here or do so with significant exclusions. An independent agency gives you access to the ones that do.
Select the type of coverage you need:
The type of boat insurance you need will depend on a variety of factors such as where you boat, your history on the water, where you dock and your ability to move your boat.

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