Insurance questions to ask before the offer is written.
Insurance can affect affordability, financing, carrier eligibility, and whether a transaction makes it to the closing table. The best time to spot a problem is before your client goes under contract.
A quick review now prevents a closing delay later.
Send us the address and we'll flag potential insurance concerns while there's still time to plan around them.
What an early conversation can uncover
Roof age concerns
Four-point inspection requirements
Flood insurance considerations
Prior claims history
Carrier eligibility restrictions
Coverage options that affect affordability
Buying to rent? We handle the closing details.
Properties used as short-term rentals need coverage written for that use. We review them early so insurance never holds up the closing.
- Coverage for investment properties used as short-term rentals
- We work directly with the lender and title company to provide evidence of insurance for closing
- We coordinate with title so the premium can be paid at closing
Four steps to a smoother closing
Send the address
Share it before the offer is written.
We review the property
We identify potential insurance issues and talk through options.
We coordinate with lender & title
Evidence of insurance delivered, with payment handled at closing.
Your client moves forward
Fewer surprises. Fewer delays.
Questions Realtors Ask Us
Before the offer is written. That gives us time to review roof age, flood exposure, claims history, and carrier eligibility while your client still has options.
Yes. We write coverage for investment properties used as short-term rentals and review the rental use early so the right policy is in place by closing.
Yes. We provide the evidence of insurance the lender and title company need for closing.
Yes. We coordinate with the title company so payment can be handled at closing.
No. Flood requires separate coverage. We'll check the flood zone and price flood coverage during the review.
Insurance shouldn't be the last thing discussed.
It should be one of the first.
Coastal Insurance. Your resource before, during, and after closing.